FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Focus on growing your business.
We'll focus on supporting your financial needs.
Business Loans
At Coleman County State Bank, we’re not only a community bank; we’re a community bank with the ability to make local decisions and the flexibility to help you grow your business. There’s no commercial loan request too small or large to entertain. No matter the phase your business may be in—whether you are starting, actively growing, or expanding into new markets—we can provide the financing to realize your business goals. Focus on growing your business; we’ll focus on supporting your financial needs.
The Benefits of Getting a Business Loan with CCSB
Commercial Real Estate Loans
Being and working in the right space matters. As your business changes and grows, so do your needs. If you’ve been leasing, now may be the time to find a place of your own and make your money work for you. Take advantage of the benefits associated with ownership by building equity in your property.
With a commercial real estate loan from Coleman County State Bank, we prioritize your business needs and will help you purchase, refinance, or renovate an existing property—all with customized terms that just make sense. We’ve helped businesses grow for over 80 years. Give yours the room to grow and call us today.
Construction Loans
At Coleman County State Bank, we know the risks and pitfalls associated with interim construction loans. This experienced level of understanding is precisely why you can expect strategic guidance, attention to detail, and a hands-on approach from us, from start to finish.
In addition, our wide array of financing options include the convenience of a one-time, interim-to-permanent closing; adjustable and fixed rates; and low closing costs and fees. No matter the type of property you want to develop or construct—from residential projects such as speculative homes or whole subdivisions, to commercial projects such as mixed-use, retail, or industrial spaces—you'll find the financing you need with us. Partner with a trusted lender with the advisory expertise to get you where you want to go.
Equipment Loans
Having functioning and necessary equipment is vital to maintaining smooth, day-to-day operations for any business. With a loan from Coleman County State Bank, you can reinvest back into your business without significantly affecting your cash position.
Whether you’re looking to leverage the equity in existing equipment, refinance leased equipment, or purchase new altogether, we offer the flexibility you need alongside the payment terms that fit your budget.
Working Capital
As a business owner, unexpected operating expenses or seasonal lulls are a part of what you face. Leap over those short-term hurdles with a working capital loan from Coleman County State Bank. Whether cyclical or ongoing, we work with you to address your operating needs by providing a wide array of financing and terms to keep your business running smoothly. Regain your peace of mind and call us today.